Broke (vent)

[ThaWoj]

Well my last money was on under 43.5 in the houston game. Thanks to a blocked xp run back for 2 points that never ever happens, it ended on 44. Had some really bad tennis beats as well the last few days. I have nothing. Negative in all 3 bank accounts. Outstanding debts to co workers and family that I cant pay. Title loan on the 22 yead old car. In heavy debt to the IRS, dept of education and the dept of justice in Louisiana. Have 2 lawsuits pending against me regarding cc debt. Owe another 50k in loans that I stiffed over the last few years that call every day and I'm sure I will be getting served very soon by the sheriff. I cant even get money from those bs cash advance apps on your phone for $25.
Hosts wont give me any bonus bets even though I lost 50k last year..diamond on dk, gold on mgm and diamond plus on caesars.

No money for food or groceries. Waiting for my $100 amazon card i won in a contest on here so I can buy groceries.

Need a miracle windfall.

Oh well. Life's a b1tch and then you die.

[ChuckyTheGoat]

Well my last money was on under 43.5 in the houston game. Thanks to a blocked xp run back for 2 points that never ever happens, it ended on 44. Had some really bad tennis beats as well the last few days. I have nothing. Negative in all 3 bank accounts. Outstanding debts to co workers and family that I cant pay. Title loan on the 22 yead old car. In heavy debt to the IRS, dept of education and the dept of justice in Louisiana. Have 2 lawsuits pending against me regarding cc debt. Owe another 50k in loans that I stiffed over the last few years that call every day and I'm sure I will be getting served very soon by the sheriff. I cant even get money from those bs cash advance apps on your phone for $25.
Hosts wont give me any bonus bets even though I lost 50k last year..diamond on dk, gold on mgm and diamond plus on caesars.

No money for food or groceries. Waiting for my $100 amazon card i won in a contest on here so I can buy groceries.

Need a miracle windfall.

Oh well. Life's a b1tch and then you die.

Woj, hang in there, pal. IMHO there's a lot of Optimism on the board.

Guys on the board present info. Different ways to get by.

My two cents:
1) Drop the gambling, if it's an issue. 99% of the guys on the Board do this for fun.
...It's a diversion. It's a way to enjoy the game.

2) Not going to tell you what to do. Will say that there's value to addressing problems incrementally.

[JAKEPEAVY21]

Agree with Chucky, sounds as if it's time to stop gambling and get your life together.


At the very least stop for awhile and build your money up and chip away at your debts before ever thinking about it again.

[DrunkHorseplayer]

You have the biggest weapon that one can wield against collection cockroaches: "Come get what I don't have bitch, see you in seven years."

[wombat]

Have you filed bankruptcy yet in the past 10 years? With the amounts that you are owing including the IRS, that option would be worth it.

[ThaWoj]

Have you filed bankruptcy yet in the past 10 years? With the amounts that you are owing including the IRS, that option would be worth it.

My income/debt is just over the threshold for chapter 7...i dont have 4k to pay a lawyer anyways...

[Thefix13]

You have the biggest weapon that one can wield against collection cockroaches: "Come get what I don't have bitch, see you in seven years."

The American way, make mistake after mistake and then ask to get bailed out. Didn't realize gambling every last cent away was a justifiable excuse for not meeting your obligations.

[Doug tushyterror]

My income/debt is just over the threshold for chapter 7...i dont have 4k to pay a lawyer anyways...

I'll give you the closest thing to a lifeline you'll ever get. If 1 of these win (0.00000001% chance but still) I'll wire you 10% of the payout..let's make it an even 40k.
*btw who in their right mind is actually lending you money whether it be a person or financial institution?

[Steelers05]

Good luck Woj, will say a prayer for you. God Bless brotha, best of luck going forward!

[Eddy Munny]

That's rough. You're almost like Doug Tushyterror but in a parallel dimension where you didn't catch the right breaks at the right time and went the opposite direction. Hope you pull through.

[ChuckyTheGoat]

Good luck Woj, will say a prayer for you. God Bless brotha, best of luck going forward!

Woj, take note of the comments in here. Guys want the best for you.

I can tell you that Gambling isn't that big of a deal. It's quite easy to let it go.
...You get to do other things with your time. It's not always lingering.
...Gambling (by definition) is a volatile venture. Most guys are better off without it.
...And there's a saying about Gambling. If you let it go, you can always come back later.

[ThaWoj]

I'll give you the closest thing to a lifeline you'll ever get. If 1 of these win (0.00000001% chance but still) I'll wire you 10% of the payout..let's make it an even 40k.
*btw who in their right mind is actually lending you money whether it be a person or financial institution?

Thx Tom

[Eddy Munny]

The American way, make mistake after mistake and then ask to get bailed out. Didn't realize gambling every last cent away was a justifiable excuse for not meeting your obligations.

Drunk Horse Banger is a brokedikk degenerate with an old man's body and a 9 year old's brain.

Just disregard anything he says. That's generally what everyone else does.

[ThaWoj]

Woj, take note of the comments in here. Guys want the best for you.

I can tell you that Gambling isn't that big of a deal. It's quite easy to let it go.
...You get to do other things with your time. It's not always lingering.
...Gambling (by definition) is a volatile venture. Most guys are better off without it.
...And there's a saying about Gambling. If you let it go, you can always come back later.

Its hard to let go because the deeper the hole, the more I feel like gambling is the only way to solve those problems quickly and I feel constant pressure.

[ChuckyTheGoat]

Thx Tom

Gotta respect that. That's a nice free-roll.

[mjsuax13]

My income/debt is just over the threshold for chapter 7...i dont have 4k to pay a lawyer anyways...

I have a lawyer for you pal. You should do a massive reset on your entire life and priorities. Time for a new job, new surroundings, new everything, etc… you probably should file in your situation. Clean slate it.

[mjsuax13]

I'll give you the closest thing to a lifeline you'll ever get. If 1 of these win (0.00000001% chance but still) I'll wire you 10% of the payout..let's make it an even 40k.
*btw who in their right mind is actually lending you money whether it be a person or financial institution?

Very kind of Dougy.

[hehfest]

If I were you, then just drop gambling and DON'T think you have a door open to come back later......and DON'T come back later. It really is a waste of your life force, your time, etc. I was a 2 pack a day Marlboro Red smoker for about 10 years. Sometimes, I smoked 3 packs a day. I got the nickname "chimney" I smoked so much. It was one after another.

I tried to quit countless times. I tried this and I tried that. I tried chewing gum all day. I tried sunflower seeds. Then, one time I got so pissed at myself I just quit cold turkey again but this time with NOTHING as a replacement. I never had another smoke again. That was 2004 when I quit. I've never smoked "anything" since. Not cigars, vaping, nothing!

The whole point is is you can drop this and stick with it. You will have urges to gamble again, but you have to ignore it. And, one way to ignore it is not to watch it, not to check scores, and not to care about any of it.

Now, maybe you figure out how to get bankruptcy filed or maybe you don't. You have to start somewhere so take it slow. Quit now, and work on the rest of your life. This really is a disease whether you are winning or losing. You need a cure. I hope this helps.

[hehfest]

If I were you, then just drop gambling and DON'T think you have a door open to come back later......and DON'T come back later. It really is a waste of your life force, your time, etc. I was a 2 pack a day Marlboro Red smoker for about 10 years. Sometimes, I smoked 3 packs a day. I got the nickname "chimney" I smoked so much. It was one after another.

I tried to quit countless times. I tried this and I tried that. I tried chewing gum all day. I tried sunflower seeds. Then, one time I got so pissed at myself I just quit cold turkey again but this time with NOTHING as a replacement. I never had another smoke again. That was 2004 when I quit. I've never smoked "anything" since. Not cigars, vaping, nothing!

The whole point is is you can drop this and stick with it. You will have urges to gamble again, but you have to ignore it. And, one way to ignore it is not to watch it, not to check scores, and not to care about any of it.

Now, maybe you figure out how to get bankruptcy filed or maybe you don't. You have to start somewhere so take it slow. Quit now, and work on the rest of your life. This really is a disease whether you are winning or losing. You need a cure. I hope this helps.

I think I"m close to moving on from this for good too, but I only have student debt. I have a plan and I will execute it which will give me a new start w/o this disease. I've already swore to myself not a penny of that goes to gambling and it won't. Keep your head up, and figure something out and you will. Just drop this crap like a hot potato!

[OVAKUL]

Well my last money was on under 43.5 in the houston game. Thanks to a blocked xp run back for 2 points that never ever happens, it ended on 44. Had some really bad tennis beats as well the last few days. I have nothing. Negative in all 3 bank accounts. Outstanding debts to co workers and family that I cant pay. Title loan on the 22 yead old car. In heavy debt to the IRS, dept of education and the dept of justice in Louisiana. Have 2 lawsuits pending against me regarding cc debt. Owe another 50k in loans that I stiffed over the last few years that call every day and I'm sure I will be getting served very soon by the sheriff. I cant even get money from those bs cash advance apps on your phone for $25.
Hosts wont give me any bonus bets even though I lost 50k last year..diamond on dk, gold on mgm and diamond plus on caesars.

No money for food or groceries. Waiting for my $100 amazon card i won in a contest on here so I can buy groceries.

Need a miracle windfall.

Oh well. Life's a b1tch and then you die.

How do you buy GROCERIES with amazon? I mean what's a good way to go about this, if that's your only option

[2Sweeet]

U better hope Draft Kings or FD don't find out who u r they will ban your acct saying things like this. Maybe that be the best for you? Sorry for your luck WOJ all gamblers have been on down swings b4. Time to take a break brother.

[2Sweeet]

How do you buy GROCERIES with amazon? I mean what's a good way to go about this, if that's your only option

Whole Foods

[Headsterx]

How do you buy GROCERIES with amazon? I mean what's a good way to go about this, if that's your only option

As Sweet said, there’s “Whole Food” but running joke is that it’s called “Whole Check” as it takes all of your paycheck to buy groceries there.

If you click on the menu bar for “groceries” Amazon will list several places to select. I’m assuming 1-2 places will be local/regional supermarkets. For instance, Lucky and Food Maxx are also available where I live. Won contest and $250 gc. I went crazy buying alcohol and snacks for that week. Stayed in and watched the games. Btw thanks SBR!

[MOBIL19]

Holy shit. Just accept you can't make money this way, dude.

Even millionaire rock stars (Cobain) and athletes (Rublev, recently) get down on themselves. You're good at something, right? Get a new job. Move to another state.

You'll be having suicidal thoughts before long, if you continue HOPING your GAMBLING luck will change.

It won't, you know that right?

[MOBIL19]

The point I'm trying to make. You keep bringing up debt, that will never ever be paid. Most people you owe would be thrilled to ever see 10 cents on the dollar. But you have to stop, immediately, and start living without hope to ever win / profit this way.

[Flashmo]

Bankruptcy is the only way out of that, IRS debt never goes away, but the other stuff will, then build yourself up again. I know from experience

[MOBIL19]

Holy shit. Just accept you can't make money this way, dude.

Even millionaire rock stars (Cobain) and athletes (Rublev, recently) get down on themselves. You're good at something, right? Get a new job. Move to another state.

You'll be having suicidal thoughts before long, if you continue HOPING your GAMBLING luck will change.

It won't, you know that right?

Because it's not about luck. It's about you - possibly an extremely talented and able handicapper/bettor - finding yourself in a situation where you have to push push push every time you sit down to bet/handicap. You could, probably, double or triple a bankroll over a week, or even 10x over the course of a very lucky season.

But you don't have the luxury of time.

And you don't have a dedicated bankroll. And you don't have connections, and dozens of FD and DK and other soft books' accounts. You have none of the things real winners do, because all of that takes years to build up, and you must pay debts tomorrow yesterday.

You continue to compete against syndicates and professionals who are just as good as you are (in terms of pure handicapping), but have connections, no debt and no emotions. You're trying to 'win' using Bruce Lee-style karate chops against a group of navy seals armed with sawchains. In this set up, you're so much better off changing identity, finding a job and putting 10% of everything you make, into powerball or a similar 'gambling' endeavor.

It's pure math.

Don't you see it? If you don't, you truly need the help of a professional - but not a wealth management or sports handicapping consultant...

[str]

Its hard to let go because the deeper the hole, the more I feel like gambling is the only way to solve those problems quickly and I feel constant pressure.

The fact that you say " it is hard to let go" of something that is ruining your current life and more importantly, your future, tells you all you need to know.
If you found 100.00 on the street, you would bet it and try to run it up. It is a disease for you Woj. It is running, and ruining, your life.
Until you come to terms with that, it won't stop. This is twice in two months now.

You can do yourself a life changing favor to seek serious help NOW. It will never get better. It is completely out of control.

I want to show compassion but I have tried that. All that is left is the reality of this. One can only hope someone like these people in here would do the same for me if this was my problem.

There are many good people in here. Everyone is trying to help you.

Now you need to do the same. Help yourself.

GL.

[Igor_1965]

I have a lawyer for you pal. You should do a massive reset on your entire life and priorities. Time for a new job, new surroundings, new everything, etc… you probably should file in your situation. Clean slate it.

Yes. Private creditors and IRS should be addressed and told that you're out of control and should be given at least 1-2 years of relief. You will never pay any of the debt unless you stop thinking about the debt, and gambling trying to repay the debt. You can get into the hole fast, getting out can only be fast in a movie script.

P.S. Log out of SBR and don't come back for a week, would be a good start.

[lesterdymond]

Took a lot of guts to put it out there.

CH7 makes the most sense in less you want to run a 5 yr payment plan with these creditors on CH 13.

Either way don’t make the mistake of not getting that last sub prime loan, cashing it in and putting 10k away in the shoe box for the 7 years ahead.

[Ian]

GL Woj!

Very brave of you to post about your problems. A windfall would be nice, but living cheap and grinding it out at work & a 2nd job is the smart play. Dishonesty and degen drinking and gambling will likely only lead to more problems. Just my opinion... GL!

[JAKEPEAVY21]

Took a lot of guts to put it out there.

CH7 makes the most sense in less you want to run a 5 yr payment plan with these creditors on CH 13.

Either way don’t make the mistake of not getting that last sub prime loan, cashing it in and putting 10k away in the shoe box for the 7 years ahead.

Not to pile on the OP but he has been putting it out there for 10+ years and nothing has changed. It is a sad situation but how bad can you feel for someone that seemingly doesn't do anything to better their situation or change destructive behavior?

I'm sure some would like to help him but know full well he would not use any help for food or necessities, he would gamble it away.

He has been given great advice over the years but obviously does not want to change. I bet if he quit cold turkey, he would be feeling a lot better about himself and his life/future in a couple of short months.

Long story short, everyone can give advice and chime in but at the end of the day it is up to him.

[Doug tushyterror]

Thx Tom

Very kind of Dougy.

Dead serious so I wouldn't just say that for effect. Like I said super unlikely this hits, but here's praying it does for the both of us.

[Igor_1965]

I'll give you the closest thing to a lifeline you'll ever get. If 1 of these win (0.00000001% chance but still) I'll wire you 10% of the payout..let's make it an even 40k.
*btw who in their right mind is actually lending you money whether it be a person or financial institution?

400k max for you on these?

[wombat]

How do you buy GROCERIES with amazon? I mean what's a good way to go about this, if that's your only option

Amazon has its own online grocery store called Amazon Fresh here in the United States. You can get groceries delivered with the gift card as a payment option.