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IRS debt is non collectible once you have successfully filed bankruptcy. The important part is filing the returns so that the clock starts ticking. They have 10 years to collect on the debt but once you have successfully filed bankruptcy, it will be considered non-enforceable. You will still be responsible for future taxes but that historical debt gets discharged If you are granted a bankruptcy.Last edited by wombat; 01-13-25, 09:59 AM.Comment -
I agree we all have some form of disease and issues but it is up to each individual to keep it somewhat in check and not let it completely spiral out of control. Most of us have probably hit rock bottom at some point in our life but usually you learn something from that.
I hope some day WOJ makes the choice to stop and use his energy elsewhere.Comment -
While we are here to support, perhaps taking a break from SBR would be a good place to start. Please reach out to me privately to discuss.Comment -
my ex had a similar addiction. we had to change passwords, block ip addresses, close accounts, etc.Comment -
You sound like me a lot of ways . The past year and going into this year have been a nightmare . I got a cashout of $4000 then beginning of this month thinking maybe this year will be better and i can shake that cursed feeling with games. Then 3 games where everything just goes wrong. Also know how you feel about taxes luckily i put $1400 on them after getting the $4000 . But between all the bills all the winnings are gone . I hope it gets better for us both with betting. I keep thinking games have to go normal eventually right.Comment -
Damn. Get well manComment -
I have a buddy from the military that has a gambling problem.
Long time ago, I went to his place to play some poker with him on Bodog. When I got to his house, he was playing 10/20 cash games, and had around 2k on the table. After a double up or two, when I thought he was doing well, he showed me that he actually was in for more, and that he deposited around 10k up to that night. I stayed and helped him make plays and we got hot, he got that stack up to around 30k. 20k profit. We had formation early and it was around midnight. I left, and we had basically agreed he would cashout 20k, pay off his 10k, and leave 10k on to continue playing. I think he even said he was going to slide me a few k for helping, but I was just there for the fun of it.
The next morning at formation, he comes up late, looking like a zombie. You know where this is headed.
I went up to him and was like bro? Why do you look like you haven't slept? He went on to tell me that he hadn't slept, and started talking about all the bad beats he took. I was like, well, so you lost the 10k you kept on there? He said no... I lost all of it, and he deposited another 20k and lost it. Altogether, he lost 20k profit, and 30k of credit card money. He was in debt for yearsssssss, all from that single night.
Years later he cleaned himself up, but told me he still is paying off debts from his gambling. Recently, I saw he got divorced and talked to him, and he said he essentially lost all his wife's money from gambling. They just had a daughter together.
I'll never understand how people let themselves go and risk losing all of that, but your story reminded me of my friend. I just recently told him about all my for sure bets that are about to hit and advised him to set some money aside to make money off of them. I just recently posted a guaranteed lock as well
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So, I guess what I'm saying is, while i feel bad for ya, perhaps you should consider betting what you can afford to lose, have fun gambling, and start paying off your debts slowly. Obviously, you've got a problem with gambling, but you are never going to be successful at life if you're a quitter.
Obviously you read, consider reading, "The Richest Man in Babylon.". I think it's a great book that you could resonate with. There's a story in there that talks about a guy that runs from his debts, becomes a slave, and then decides he doesn't have the heart of a slave but that of a free man. He escapes and goes back to his hometown, talks to all the people he owes, and agrees to pay them back. He also saves 10% of all he makes, and does not share that with anyone, even his debtors. It's a good book. GL on your journey!Last edited by ddittie; 01-13-25, 01:15 PM.Comment -
Probably too extreme with Jesus thrown in there but I feel for the guy even if he has done this to us a few times. The misery is trying to play to pay bills or get ahead or keep the collectors off ya… I personally feel SBR is a safe zone for gamblers. It doesn’t cost ya a dime to play a Andys contests plus all of us are lifers anyway if you made it here.Comment -
He’s gonna play $20 instead of eat. WOJ get the tribal loan at 35% Pull out out deposit at the bank take home the cash and then call your lawyer and file Ch7.Comment -
Finally if nothing else WOJ. Do a pawn loan on your laptop.
$100 then run a ladder on em and your back to walking tall again.
dont let this beat ya up. Take a week off then tell me you if go 4-1 out of the gateComment -
I wouldn't advise this as a solution for you:
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Good point Jake. I know a drug addict that is recovered from Heroin. I only know him was not a friend of his. He went to rehab about 3-4 different times. Finally, got out. Got into a quarter house. Lived there forever. Got a job with a painting company. Now, he's renting out his boss house and still works for the same painting company. I'm sure he got a little help as his Mom and her boyfriend gave him their car.
If someone wants to turn it around, then they can do it if they put their mind to it and quit the vice they have. As you basically said, its ultimately up to the person.Last edited by hehfest; 01-13-25, 04:46 PM.Comment -
op needs good friends/family to lean on. hopefully has not alienated them. god bless you for helping andy.Comment
