CHASE just cut my credit card limit in half from 33,000 to 16,500
WTF!?
WTF!?
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This country is in one helluva mess.
LEGALIZE ONLINE GAMING FOR CRYING OUT LOUD!Comment -
was it inactive?
my credit score is about 570.Comment -
I understand there's a mess financially with all these different banks, but I thought JP Morgan Chase was one of the ones that were in better standing; having just acquired Washington Mutual also.Comment -
Wachovia down 90% on the day........
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Citigroup did just acquire Wachovia..I also have a chase **** but my limits are alot lower than yours, with no changes yet?Comment -
I wish I could get a CC.
I use my gf's.
It's stupid because I make decent money and the ONLY debt i have is to cw.
Can't even get a card for 1k.Comment -
i have score that move between high 700's and 800's and have had several limits cut
it's becoming standard. if your score was below 700, they may have closed it entirely.Comment -
Credit is a mess. 33k to the average Joe scares them.Comment -
Fishhead is not the average Joe, Deucey.Comment -
hahaha ...Fish her face is a little rough thats why I took a pic of her swiggin what wine I had left at home. Fish I actually met this pig at McCormick and Schmicks attached to the Bridgewtaer mall near where I live. I know you would appreciate there seafood its actually very good!Comment -
fiveteamer, if you make good money, and don't have CC, why is your credit score so low?
Fish, did you call Chase and ask them whats up?Comment -
Because I had one CC that went a few months without payment 6 years ago.
Go figure.Comment -
Establish AAA Credit In 30 Days
To work this plan you need at least $400 to begin. You should borrow this from your friends if necessary. Then go to a bank of your choice and deposit the $400 into a regular passbook savings account.
Wait a few days for the account to be posted and return to the bank to ask for a $400 loan - you offer the passbook as collateral. Since the bank is already holding your $400, you go to another bank open a savings account lending you another $400 and they won't even make a credit check. Then, with your borrowed $400, you go to another bank, open a savings account, return a few days later, borrow $400 from that bank using your passbook as collateral.
Then repeat the process at a third bank with your borrowed $400. Wait a few days to go to a fourth bank where you open this time a CHECKING account. Wait a few days and make a payment on each of the other three loans. A week later, make payments again on the three loans, and continue paying each week until you have almost paid off the balance.
A credit investigation at this point will show you with three active bank loans (which are considered hard to get), a checking account, and a paying history for the three bank loans - with you having paid up in advance. Thus, you have AAA credit in as little as 30 days. From here you go on to apply for loans, credit cards, and other items on credit.Comment -
This is just a brag thread for fishhead.
Oh and by the way, CCs cant just lower your Limit without your request. Trust me...I know this
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i fwded the jjgold thread 'fishhead has beaten slots' to high risk dept. they replied with "LOL" and cut his # in half and may do more so if dow finishes down 700 for the dayComment -
Credit Cards like Amex our number 1
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One of my banks just closed my account without even informing me why.
I hadn't used it in a year but I wanted to keep it for emergency. Damn.Comment -
Cash only is the way to go, it feels very nice to pay for something that you know you have the money for, and then not think about it again.Comment -
My CC just got cut down also!
I pay in full every month.
I use the hell out of it for the rewards!
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chase is doing it alot and american express is doing it even more. Juniper bank i.e. barclays is also heavily into cutting limits. This not only can put you over the limit which inherently sucks but will kill off your credit score if you are carrying a balance that suddenly becomes close to the limit.Comment -
If Obama gets elected this is possible somewhere down the line.
The govt is going to be dying for revenue. They will inflate, not doubt, but if Obama wants re-election he can't have soaring inflation and get elected again, as Jimmy Carter learned.
The religious folks and the NBA, NFL, NCAA will also just have to suck it up and realzie that the country comes before their personal agendas. Thie govt needs the tax money they'll realize from legalized online betting.Comment -
My only available credit is $400 at The Bay.Comment -
Opposite thing happened to me.
My gf got me a cc, she is the primary holder. The limit was set at $750, I only use it for groceries, going out for dinner, the odd shirt at the Gap etc...
After 4 months of using it they upped the limit to over 10k.
This seems like a silly idea, especially in these times.
Also, doesn't $750 to over 10k seem a bit drastic?
I guess I can get a big ass t.v. now.Comment -
fish has "tons of cards"
fish probably has lots of available credit, and probably lots of debt
and chase may have updated its method of determining credit risk
and fish may have wamu credit in some fashion, and chase is adjusting fish's accounts now that chase owns wamu
don't worry thebailout, i mean rescue bill passed.
No Bank Left Behind!
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wachovia wasnt bought out by citi it was bought by wells fargoComment
